The Enjoyer
The Life-Lover Homeowner
Enjoyers value comfort, freedom, and memories — a home loan should support life, not complicate it.
For you, home ownership isn't about spreadsheets or sacrifice. It's about making life feel simpler and more enjoyable — not chasing complexity or building a property empire.
You still want the best deal on your loan, but without the hassle of constant management. You thrive with simple, hands-free systems that keep you on track in the background. That way, progress happens without stress, and you can enjoy life as it's meant to be lived.
Spreadsheets aren't your love language — you'd rather let the system do the heavy lifting while you're making memories.
🎓 What Others Learn From You
🛡️ Endurer
You remind them that life isn't only about control and caution. Memories, laughter, and little pleasures matter just as much as security.
🧭 Explorer
You show them that not every opportunity has to be high-risk. Sometimes the real wins are the shared experiences that make life richer.
📈 Expander
You teach them that while planning for the future is vital, life isn't forever. Enjoying today gives purpose to the long game.
🤝 How You Learn From Other Profiles
🛡️ Endurer
Teaches discipline: resist dipping into offset money or topping up the loan for lifestyle splurges.
🧭 Explorer
Encourages you to consider opportunities: from investing in the market to the right property move at the right time.
📈 Expander
Reminds you of long-term planning: maximising your super or preparing a strong case for a pay rise.
✨ Your gift is joy — you remind everyone that money is a tool for living, not a weight to carry.
🏡 Your Ideal Loan Style
The right loan for you is all about value made simple:
- ✓The best deal available — competitive rates without the confusing fine print
- ✓Weekly repayments — easier to manage and proven to save more on interest
- ✓Mandatory extra repayments — built-in discipline that steadily cuts years off your loan
- ✓Offset/redraw flexibility — freedom when life changes
- ✓Refinancing every few years — ensuring you're saving interest and ideally keeping or reducing your loan term
⚠️ Watch out:
Your free-spirited nature can drift into avoidance — ignoring structure leaves you vulnerable. Automation is your safety net — it keeps the loan working for you while you focus on living life.
🔑 Your Edge
Your strength is in keeping life simple and meaningful — you cut through noise and focus on what matters most.
- 👉Joy is your magnet — people are drawn to your energy.
- 👉Simplicity is your filter — you avoid unnecessary noise.
- 👉Presence is your strength — you live fully in the moment.
- 👉Flexibility keeps you free — you can adapt when needed.
✨ Your best match: Your best match is the Expander — they show you how structure and small, steady moves can compound into real wealth without costing you your lifestyle.
💰 Your Money Mindset
Primary Goal:
Be debt-free while still enjoying life
Debt Attitude:
Comfortable borrowing, as long as it doesn't feel like a burden
Budgeting Style:
Prefers "set and forget" over strict routines
Strength:
You know how to focus on what really makes life enjoyable
Risk:
Without built-in discipline, unexpected costs can throw you off track
✅ Your Next Move
When speaking with your broker, be clear about what you want:
"I want a home loan that's simple, flexible, and stress-free. Best rate, offset if possible, and something I can manage easily without overthinking, with weekly repayments, flexibility through offset/redraw. I'm open mandatory extra repayments so I stay disciplined, save on interest, and ideally reduce my loan years."
Right now, there are home loan deals from 4.99% with $4,000 cashback. Your win comes from combining the best deal with an idiot-proof structure that automates progress and shortens your journey to being debt-free.
You're not chasing complexity or a portfolio of properties. You want certainty — the best deal, with a set-and-forget structure that helps you enjoy life today while paying off your home sooner.
Not sure if this is your type?
Take the Quiz